Coming soon on the App Store

Track the Flow, Watch it Grow.

Simple income tracking, invoicing, and clear savings goals for freelancers, professionals, and businesses across India.

Try the Invoice Generator → Explore Free Calculators
Simple tools. Clear numbers. No financial-product commissions.
Invoice · Paid ✓
Goal · 18% saved
SIP · ₹5,000/mo
GintiFlow · Money
Money
YOU RECEIVED THIS MONTH ₹2,40,000
Your money split

Living · Investing · Buffer · Reinvestment

Goal progress

New camera kit · 18%

Illustrative example — not real user data.

One product · two lenses

Built around your money life.

GintiFlow keeps business finance and personal money planning together, without forcing every user into accounting complexity.

BUSINESS

Bill. Track. Follow up.

For freelancers and small businesses that need a clean way to invoice clients and understand what's still due. Try the free invoice generator — no sign-up.

  • GST invoice creation and PDF sharing
  • Received, pending and overdue tracking
  • Client ledger and WhatsApp payment nudges
PERSONAL MONEY

Plan. Save. Grow.

Turn a target into a plan, understand your monthly numbers, and keep a simple record of what you own — gold, FD, RD, chit funds, property, and more.

  • Goals and progress tracking
  • Budget rules and money splits
  • SIP, EMI, FD, RD, and tax calculators
Free money calculators

Numbers in. Clarity out.

Start with a calculator, understand the result, then turn the number into a goal or plan. Everything here runs without an account — nothing is stored.

Invoice generator

A GST or non-GST invoice PDF in a minute.

SIP

What a monthly investment could grow to.

EMI

The monthly instalment on a loan.

FD

Fixed deposit maturity value.

RD

Recurring deposit maturity value.

Goal planner

How much to invest each month to hit a target.

GST

Add or remove GST, with the CGST/SGST/IGST split.

Income tax

Old vs new regime, FY 2025-26.

Business tax

Presumptive income under 44ADA / 44AD.

RBI Bonds

Maturity value on a government-backed 7-year bond.
18%example goal
Goal planner

A goal is better when you can see the path.

Set a target, add what you've already saved, and see the monthly contribution needed. GintiFlow shows whether your current pace is ahead or behind — no guessing.

Financial education. Calculator results are estimates and should not be treated as guaranteed returns or personalised investment advice.
Try the goal planner →
For freelancers & small businesses

Know what you've billed.
Know what you've received.

YOU RECEIVED THIS MONTH
₹2,40,000
Track cash received without turning your home screen into an accounting dashboard.
LAST 6 MONTHS
MarAprMayJunJulAug

Illustrative example — not real user data.

Coming soon

Launching soon on iOS and Android.

GintiFlow is in final testing. Sign up isn't open yet — check back for the launch.

Coming soon on the App Store Coming soon on Google Play
GintiFlow

Less financial clutter.
More useful numbers.

Bring your goals, tools and billing workflow into one place.

Try it free, right now →