About GintiFlow
Track the Flow, Watch it Grow.
GintiFlow helps Indian freelancers and small business owners get paid on time. That's the mission — everything in the app either helps with that, or it doesn't belong.
Two things, done properly
Invoicing. Create a GST-compliant invoice in under a minute, send it, and get a reminder — and remind your client — when it's overdue. Save the things you sell once and reuse them, reduce an invoice properly with a credit note, and hand your accountant each month's sales laid out for the GST return. No accounting jargon, no bookkeeping you didn't ask for.
Money Tools (Personal mode). SIP, EMI, FD, RD, goal planning, and Indian tax calculators, plus a simple place to record assets you enter yourself — gold, FD, RD, chit funds, property, and anything else you want to keep track of. Free, because they're useful on their own.
What you can count on
- Nothing to sell you. No brokerage account, no mutual funds, no commissions. The tools answer your question and stop there.
- No account linking. No bank login, no demat account — a Google, Apple, or email sign-in is all it takes.
- Your numbers stay yours. The calculators run on your phone. GintiFlow doesn't pull live market data and doesn't use AI on your data.
What we won't do
No investment advice or stock picks. No collecting payments on your behalf. GintiFlow stays a tool you use.
Who's behind GintiFlow
Hi, I'm Jay Singh Dangi — a software developer from Bengaluru.
It started with my own payslip. As a salaried developer, I couldn't easily see how much tax I was paying in each slab, and every SIP or EMI question sent me on another round of bank and broker websites. I wanted one honest place for all of it — on my phone.
Then I saw small business owners fighting the same battle from the other side: GST invoices, tax calculations, and never quite knowing where the money stood. Different work, same problem. GintiFlow brings us both under one roof.
And the money tools that already exist for Indian freelancers and small business owners either end in a sales funnel ("find the right mutual fund") or assume you already have a CA and a demat account. Neither fits how most of us actually work.
GintiFlow does something different. It tracks your invoices and what clients owe you, runs tax and budget calculations right on your device, and helps you plan — without selling you anything. No commissions. No broker funnels. No investment advice.
Every calculator runs on your own phone or in your browser, so the numbers you type into a calculator are never sent to us. The things you choose to save — invoices, clients, goals — are stored in your account so they're there on both the app and the website.
Get in touch
Questions or feedback? Email support@gintiflow.com.