Goal Planner
Start from what you want, not what you can spare. Enter a target amount and a deadline, and see the monthly investment that would get you there.
An estimate — the target is only reached if the assumed return actually happens. Not investment advice.
A plan is only useful if you check it. Save the goal in the app and get the real-vs-planned picture every month — ahead or behind, not just at the start.
How it works
Most calculators start with a monthly amount and tell you what it grows to. This one runs the other way: you give it the finish line, and it solves for the monthly contribution needed to get there at your assumed return. At 0% return it's simply the target divided by the number of months.
An example
You want ₹10,00,000 in 5 years (60 months) and assume 10% a year. You'd need to invest about ₹12,900 a month. Of the ₹10,00,000, roughly ₹7,75,000 is your own contributions and the rest is growth. Assume 0% instead and the figure jumps to about ₹16,700 a month.
Common questions
What return rate should I assume?
Match it to where the money sits. An FD/RD goal: use that rate. A long equity-fund goal: 10–12% is a common long-run assumption, but plan with a margin because returns vary.
What if the required amount is more than I can save?
Push the deadline out, lower the target, or accept a shortfall and top it up later. The maths shows which lever moves the number most.
Is the target guaranteed?
Only if the assumed return happens. Close to it for a fixed deposit; not for a market-linked investment. Treat the monthly figure as a target and review as you go.